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766 N Mill Street, Pontiac, IL 61764.
This beautiful 3-bedroom, 1.5-bath home has been thoughtfully updated and lovingly cared for over the past several years! The main floor offers a spacious and functional layout featuring an renovated kitchen (2021) with all appliances replaced at that time, a refreshed half bath, separate dining room, comfortable living room, and a convenient main-floor primary bedroom along with a utility room. Upstairs, you'll find two generously sized bedrooms-each offering two walk-in closets-along with a full bathroom situated between them. Enjoy relaxing mornings or evenings on the charming screened-in front porch, or unwind in the fenced backyard featuring a classic brick patio full of character. The usable basement has been painted (2022), providing additional clean and functional space. Major updates include HVAC (2020), carpet (2021), electrical had a new fuse box and professionally installed lighting (approx. 2021), and a lifetime slate roof that has been well maintained. The detached 2-car garage had it's roof replaced in 2018 with 35-year shingles. This home truly blends charm, updates, and functionality-a must-see!
MLS ID: 12618162
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766 N Mill Street, Pontiac, IL 61764.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $174,900 | $174,900 | $174,900 |
| Down Payment | $34,980 | $6,122 | $43,725 |
| Monthly Mortgage Amount | $817 | $1,030 | $1,063 |
| Taxes | $243 | $243 | $243 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,160 | $1,450 | $1,406 |
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