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3970 Pepper Drive, Rockford, IL 61114.
Move-in ready and beautifully maintained 4-bedroom, 2.5-bath home with a 2-car garage! The inviting living room features a vaulted ceiling and cozy fireplace, creating a bright and open living space. The primary suite offers a private bath and two closets, including a walk-in closet. Fresh paint throughout the home-including trim-adds a clean, updated feel. The lower-level bedroom includes newly installed LVP flooring and a recently added walk-in closet, providing extra comfort and functionality. Step outside to a spacious deck with pergola, perfect for relaxing or entertaining, along with a partially fenced backyard offering added privacy. This well-cared-for home is truly move-in ready-don't miss it!
MLS ID: 12610360
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3970 Pepper Drive, Rockford, IL 61114.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $295,000 | $295,000 | $295,000 |
| Down Payment | $59,000 | $10,325 | $73,750 |
| Monthly Mortgage Amount | $1,377 | $1,737 | $1,793 |
| Taxes | $411 | $411 | $411 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $130 | $0 |
| Monthly Estimated Total | $1,888 | $2,378 | $2,304 |